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I like them too
I like "Anti-talents" too, and certainly prefer "Talents" and "Anti-talents" to the clumsier names I used in my old pre-4e GULLIVER version.
For Anti-talents, I like my quirk-level cost – but I see that you're including reaction penalties, not just the skill penalties that I've used. So, if I understand your version correctly: a -5 Anti-talent would include a -1 reaction penalty, which only applies in some cases and thus isn't worth -5 points; but with the addition of the -4 penalty on affected skills, is worth the -5. Is that correct?
Sounds OK to me, though I would still balk at giving out -15 points for the reverse of a 15-point Talent. In GURPS, -15 points is a huge disad, on par with very debilitating mental problems... Still, if it works in your games, good!
I think it's too bad that 4e itself didn't offer some form of the Anti-talent. It's fun to be bad at something!
(And please, post comments any time, as much as you like!)